Frequently Asked Questions - Will pension rights already accrued be protected in an independent Scotland?
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Yes. Accrued pension rights will be protected in an independent Scotland. Our plans are as follows:
for those people living and working in Scotland at the time of independence, the UK pension entitlement they have accrued prior to independence will become their Scottish State Pension entitlement
any pension entitlement accrued in Scotland after independence will also form part of that Scottish State Pension
on retirement, the Scottish State Pension will be paid by the Scottish Government
Source: Scotland's Future, Scottish Government, November 2013.